RateZip Bank Deposit and Mortgage Rates
com.ratezip/rates
Live US savings, CD, mortgage & HELOC rates with source + timestamp on every figure.
This endpoint completed initialize and tools/list. No tool was called.
- Rank
- #4414
- Score
- 81
- Tool tokens
- 1,990
- Tools
- 5
Tools
Token cost is the o200k count of the tools list JSON, including schemas, before any tool is called.
compare_deposit_options
Compare observed US savings and CD APYs for a balance, holding period, state, monthly-fee and direct-deposit requirements. Returns sourced facts, unknown/conflicting terms and conditional gross-intere
get_savings_rates
Current savings APYs: FDIC national average plus rates RateZip observed on institutions' own published rate pages. Every row carries an observation timestamp, source, and staleness status. Optional ba
get_cd_rates
Current CD APYs: FDIC national averages by term plus RateZip-observed institution rates (with terms, minimums/conditions, observation timestamps, sources, and staleness status). Pass term_months (e.g.
get_mortgage_rates
Current mortgage rates grouped by loan type: rates RateZip observed on lenders' own published rate pages, each with note rate, APR, representative-scenario conditions, observation timestamp, source, a
calculate_deposit_earnings_difference
Illustrative annualized earnings difference between two savings APYs for a given balance and horizon. Defaults: current = FDIC national average savings rate, comparison = highest RateZip-observed savi
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